No matter what your age, it is never too late (or too early) to
begin planning for the future. The longer plans are put off, the
fresh money it’s going to take to fulfill those plans. The only
way to get out of the rat race and on to the path that leads to
wealth and prosperity is to get your money working for you.
In this special report I am going to introduce an investment
opportunity that produces returns just as high -if not higher
than the stock market, and just as safe and secure as real
estate.
In my opinion, there is no better way to get your money working
for you then by investing in government issued, real estate
secured tax lien certificates.
One of the major side effects of the recent recession is the
inability of home owners to pay their real estate property
taxes.
The collection of real estate property taxes is a major priority
in every taxing district in the USA. If the county is unable to
collect property taxes it is also unable to provide important
government services like police, fire, and schooling.
To avoid this, the county places a tax lien on the property with
delinquent property taxes and then sells the delinquent tax debt
to investors. Everyone is happy, the county gets their money,
the delinquent tax payer get’s in addition time to pay their already
past-due property taxes and the investor gets a real estate
secured, high yielding investment.
Tax Lien Certificate Investors are Reaping Annualized Returns
of.. 16% per Year in all 15 counties in the state of Arizona 18%
per Year in all 67 counties in the state of Florida 50% per Year
in all 254 counties in the state of Texas
For “risk-adverse” investors, government issued tax lien
certificates are the ideal investment for your hard-earned
dollar. Just imagine receiving predictable, high rate returns
from the government. How is it that, “You ask?” Basically, you
invest your money with the government and when the government
collects the past due taxes, the government sends you a check,
returning what you paid to purchase the tax lien certificate
plus high interest.
Best of all these government-issued tax lien certificates are
“fort-knox” safe. They are safe in multiple ways. They are safe
because the rise and fall of interest rates has no effect on tax
lien certificates. Interest rates on tax lien certificates are
mandated by law.
Two things can happen when you buy a tax lien certificate,
either you get high interest rate returns or you get the real
estate for pennies on the dollar as payment for the nonpayment
of taxes and interest.
The whole process begins when property owners let the real
estate property taxes go unpaid. To get their money quickly the
county sells the Tax Certificate Lien on a property that has
delinquent taxes to an Investor.
When the Real Estate Property Owner pays the taxes owed
(Including Interest & Penalties) to the County or Taxing
District, the Investor is notified to return the certificate.
When the county or taxing district receives the Tax Lien
Certificate, the Investor is paid the amount of the certificate,
plus interest, meanwhile the county or taxing district has had
the money it needed to run the government.
After the redemption or “Waiting Period” has passed, i.e. 12
months in Georgia and 180 days in Texas, the winning bidder
Forecloses out the “Right of Redemption” and becomes the new
owner of the real estate.
or
The property owner pays the delinquent taxes and penalties
within the statute mandated “Redemption Period” and essentialtains
ownership of the real estate.
At tax deed auctions, the county sells the property to the
winning bidder. Typically, the opening bid at a tax deed sale is
just the back taxes. And in many cases it’s FREE and CLEAR of
all junior liens and mortgages.
It’s not uncommon to pick up the real estate for 10%, 20%, 50%
up to 95% below market value. It doesn’t take a rocket scientist
to realize that it only takes a few tax deed deals to make you
wealthy beyond your wildest dreams.
The author is a professional investor who has invested over
$925,000 in tax lien certificates. He offers home-study guides
that teaches the lay person how to build a secure future
investing in tax-defaulted paper.
Blogs offer more opinions for readersBaxter Bulletin, AR – Jan 20, 2007Along with Bulletin news staff members, the bloggers include a legislator, a homeschool mom, a mother raising a disabled son and a member of the Mountain …Meet The Bulletin’s newest bloggers Baxter Bulletinall 2 news articles
It would seem as though the most appropriate time for a young
person to consider career options is when they are embarking on
the journey of choosing a college to attend.
For some their career options are something they have been
considering for the better part of high school. They may have
taken several high school level courses that will work well
towards their goal of achieving admission in a certain school.
Many young people don’t consider many career options because
they have a very clear idea of their lives’ path before they
even enter high school.
For others career options are something they are still
struggling with even as they begin the college experience. They
have an idea of what interests them but trying to decide on a
specific major is a daunting task. Many of these young people
will explore several different career options before deciding on
something that really has grabbed their interest.
Before entering college many schools have services available to
the students that help them with career options. This can be in
the form of a career fair where different career paths are
detailed. Adults may come in to talk about their chosen career
options and where those have led them. This can be a wonderful
way for younger people to become familiar with the education
requirements and commitment necessary to pursue a particular
career choice.
It’s very important for young people to be aware of all of the
potential career options available to them. Many schools have
guidance counselors on staff who can discuss with the child
their particular aspirations. The counselor also has knowledge
of the admission requirements for different studies and can
advise the child on what they will need to study in high school
to better their chances while in college.
Considering career options is not just for the younger set. Many
established workers consider a career change at some point in
their life.
Their occupation might be slowing becoming obsolete of they are
losing interest in the thing they were once very passionate
about. Reaching a point where you begin to think about other
career options can be the turning point in one’s life.
Many universities and colleges offer evening courses for
students who are employed during the day. If you are considering
other career options it’s good to know that if you do require
schooling that you’ll have the chance to pursue that while still
earning a living.
Life is remarkably less stressful if you have a job that you
enjoy. Carefully considering the career options that are most
appealing to you is the first step to ensuring you’ll go to work
each day enjoying the experience.
It’s never too late to consider a new career path. There are
career counselors available who work with adults to develop a
goal that is attainable for them. It’s rewarding when you
discover a new life passion and work hard to achieve that goal.
Many people in their 40s, 50s and even older are heading back to
school because they’ve decided the career options they’ve
already achieved just aren’t enough.
Homeschool students become ‘physically literate’ in PE programPensacolaNewsJournal.com, FL – Jan 11, 2007Created in November, the program provides local homeschooled children with a comprehensive physical-education program twice a week in UWF’s Health, …
The sound of homeschool.(Cover Story) : An article from: Practical Homeschooling
This digital document is an article from Practical Homeschooling, published by Thomson Gale on July 1, 2005. The length of the article is 3080 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details Title: The sound of homeschool.(Cover Story) Publication:Practical Homeschooling (Magazine/Journal) Date: July 1, 2005 Publisher: Thomson Gale Issue: 65 Page: 8(5)
Article Type: Cover Story
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More parents choosing to homeschool their childrenGreenwood Commonwealth, MS – Jan 5, 2007Susie Smith, who began the North Greenwood Home Educators group, said homeschool parents "want the best education they feel that they can get their children …
Homeschool Ponies for Girls! Volume Two: Pioneer Patches
Homeschooled girls in 3rd-10th grade earn 13 iron-on patches as they work through studies on the seven states that make up the Oregon Trail. Includes mapping skills and studies on state history, birds, flags, seals, etc. Patches and some craft materials are included. Approximately 10 weeks to complete. Homeschool Huskies and Ponies workbooks may be completed in any order. Boys and girls can work together, the workbooks are compatible.
Museum offers fun and educationMyrtle Beach Sun News, SC – Jan 10, 2007The second Wednesday of each month, the museum offers its second Wednesday homeschool program, which features "Story Starts to Science. …
Homeschool regulation: The revenge of the failuresWorldNetDaily, OR – Jan 3, 2007… feel compelled from time to time to abandon their diligent pursuit of intellectual mediocrity to offer proposals for regulating homeschool parents. …